Asset Based Lending Solutions

Magnolia Financial offers versatile Asset Based Lines of Credit to meet the needs of your business. From enhancing working capital to providing access to funds for expansion, turnaround financing, and more, our Asset Based Lending options are designed to provide simplified solutions that support your business goals.

Flexible ABL Financing for Diverse Industries

Our asset based financing options are flexible enough to meet the needs of businesses in diverse industries, including manufacturing, wholesale distribution, service, technology, and staffing. Virtually any company generating a business-to-business accounts receivable can benefit from our innovative asset based lending solutions. We have various structures and pricing options that can be customized to your specific business process.
 


In addition, because Magnolia Financial is not a bank, we can focus more on your future opportunity rather than your historical performance. As a leading provider of ABL financing solutions, we take the time to understand your business and work with the management team as your financial partner. Our goal is to provide flexible, customized asset based loans that meet the unique needs and goals of your organization.

How Our Asset Based Loans Work

Magnolia Financial offers Asset Based Lines of credit up to $2 million. Instead of factoring or buying your invoices, we give you a revolving credit facility utilizing a borrowing base to determine your borrowing capacity. As your business and your accounts receivable grow, so does your credit facility with Magnolia Financial.

While our ABL loans are primarily secured by your accounts receivable, we will consider inventory collateral as well. Additionally, unlike most asset based lenders, Magnolia does not require a contract-term and does not have early termination penalties. There are no monthly minimum funding requirements and no "unused line" fees. 

To learn more about how our ABL financing solutions can benefit your business, please contact Magnolia Financial today.