Asset-Based Lending: The Cost of Capital v. Opportunity Cost

May 20, 2019

Asset-Based Lending: The Cost of Capital v. Opportunity Cost In the world of Asset-Based Lending (“ABL”), Accounts Receivable Financing and Factoring, many times the first objection we hear from a potential prospect is, “I can’t afford alternative financing because it’s too expensive.”

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Payroll Funding for Temporary Staffing Companies

April 30, 2019

When most people think about the industries served by Asset-Based Lenders or Factoring Companies, they think of manufacturers, distributors and wholesalers. For a growing company, the capital and labor costs to get product delivered to their customers can put a strain on cash flow.

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Is Asset-Based Lending or Accounts Receivable Financing a good temporary solution for “non-bankable” companies?

March 15, 2019

In this article, we will consider a similar question but from the perspective of a banker: Is Asset-Based Lending, Accounts Receivable Financing or Factoring a good temporary solution for my prospect or customer that is currently not “bankable?”

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Is Asset-Based Lending, Accounts Receivable Financing right for my company?

February 8, 2019

In a previous article, we attempted to explain the difference between Asset-Based Lending (“ABL”), Accounts Receivable Financing and Factoring. However, for purposes of this article, we will use Asset-Based Lending as a generic term for all three credit facilities.

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Online Lenders and overlooked impact on the Banking Industry

Online Lenders and overlooked impact on the Banking Industry
January 7, 2019

Much has been written about Fintech and the online lending industry regarding how it’s going to disrupt the banking industry. As credit markets tightened, many small businesses were unable to secure financing from traditional banks, so they were left to look elsewhere.

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Why you need a Budget and a Cash Flow Projection

November 27, 0209

Cash Flow Forecasting and a budget are both valuable tools in running a small business. At first glance, the two reports seem somewhat similar, however their central purposes are distinct.

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