Cash Flow Solutions

Magnolia Financial provides working capital for small-to-mid-sized businesses in the Southeastern United States. Every business has unique needs and goals, so all of our agreements are tailored for each individual company. We offer a range of flexible products in combination with our core Accounts Receivable Financing to customize a comprehensive cash flow solution for your company. 

Accounts Receivable Financing advances up to 90% of your outstanding invoices instantly.

Asset-Based Lending improves your working capital with a borrowing base supported by your Accounts Receivable, Inventory and other assets.

Inventory Financing advances against your existing inventory to help with working capital, growth or seasonal slowdowns.

Purchase Order Funding eases the strain on your cash flow by paying your suppliers before you're ready to invoice your customer.


At Magnolia, we don't have a boxed approach. We are able to customize alternative financing solutions to all types of businesses. If your cash is tied up in money owed to you by your customers, contact us today. We will take the time to get to know you and your business, working with you to create the funding solution that will get you where you're going.

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Apply now for the solution that fits your needs, or contact us to speak with someone directly.

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What our Clients Say

Kerry Coker, KAMADO JOE

Kerry Coker, KAMADO JOE

"A Breath of Fresh Air"

"The Magnolia guys have a real ‘can do’ attitude. Marc Smith and his team are super responsive and upbeat. They can fund within a matter of days. They are always looking for positive opportunities for their clients. It's a breath of fresh air to work with someone like that."

Frank Workman, Dealers Supply & Lumber Company

Frank Workman, Dealers Supply & Lumber Company

"Available when we needed them"

""Magnolia was really available when we needed them, and the leadership at Magnolia was empathetic to the cold, harsh nature of traditional banking. It gave us a tremendous amount of comfort during a difficult time. Marc Smith and his team really understood where we were, where we were going and gave us the help we needed to get there.""

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